Looks like a sure bet—just like backtested portfolios. “What are your returns like?” Picture this: Yours truly is hosting a neighborhood barbecue, beer in hand, flipping burgers. Between feeding kids and talking about weather, the conversation drifts to investing, and someone inevitably asks me, “So, what do your returns look like?” It’s the question I get the most, whether I’m in a client meeting or next to a grill. It’s a fair question. After all, most people think returns

Carson McLean, founder of Altruist Wealth Management, was quoted in Newsweek  discussing how structural savings systems—like Australia’s...

Carson McLean, founder of Altruist Wealth Management, was quoted in GoBankingRates  discussing how individuals should adjust their...

Scientists have spent centuries unraveling the fundamental rules of the universe, and after all that work, they basically handed us three...

“The Miracle of Compounding Returns is Overwhelmed by the Tyranny of Compounding Costs.” — Jack Bogle Compounding returns are often...

The instant payment system you've never heard of. Why Is Your Money Still Stuck in Limbo? For years, one of the biggest complaints about...

Carson McLean, founder of Altruist Wealth Management, was quoted in ComparisonAdviser  offering strategies for how investors can stay...

When SPAM Beat Cell Phones: A Reminder That Market Winners Are Often the Ones We Least Expect. If history has taught investors anything,...

Even the most logical thesis can fail. Markets can punish conviction just as easily just as easily as they reward it. The Industry’s...

Flat Fee - Fee Only - Fiduciary Dear Friends, Clients, and Future Clients, Today is a milestone I’ve dreamed about for over a decade: the...

The Backdoor Roth Cheat Sheet This guide expands on our article "Backdoor Roth IRAs and the Pro-Rata Rule: What Investors Need to Know" ...

Navigating the Backdoor ROTH I get this question all the time. From clients, peers, and I see it constantly online:  “How do I do a...

Right now tariffs and evolving policy are top of mind. Used as a tool for protectionism, retaliation, or revenue generation, tariffs...

Is it just me, or are private equity projections looking like fantasy? “Private equity is the future.”  “Public markets are over-picked. The real opportunities are private.” “Institutions have been doing this for decades; it’s time for individual investors to get in.” You’ve heard the pitch. Maybe from an advisor. Maybe in an article. Maybe from a well-dressed fund rep explaining why public markets just aren’t good enough anymore. And for a moment, you think, maybe they’re ri

While there is nothing inherently wrong with traditional mutual funds or ETFs, they are pooled investment vehicles ...

Say it with me, “GDP does not equal the stock market.” Many investors look to GDP growth or contraction to see ...

Carson McLean, founder of Altruist Wealth Management, was quoted in the Knoxville News Sentinel  following his presentation on how media...

Carson McLean, founder of Altruist Wealth Management, joined the Pilot Money Guys  podcast to discuss the true sources of investment...

Financial innovation provides investors with a seemingly endless supply of new investment options. But the process of evaluating the ...

“How do you get paid, and how much does it cost?” Every investor should ask this question when working with a financial professional. But...

He goes on to point out that in 2015 most assets were concentrated in a handful of managers, presumably the best performing...

Attempting to buy individual stocks or make tactical asset allocation changes at exactly the “right” time presents investors with substantia

Below are ten financial decisions to address before you retire. This checklist is a great starting point for pre-retirees but doesn’t...

“The only person that is undefeated is father time” – Charles Barkley I recently saw a great blurb on social media about industry change....