Flat-Fee Financial Planning

Clear, actionable advice from a fiduciary CFP®

Starting With What Matters Most To You

Success brings complexity. Am I making the most of what I’ve built? Will my wealth support my future, my family, and the causes I care about? Am I missing something important?

At Altruist Wealth Management, we focus on the questions that matter most—offering tailored, actionable guidance to support your financial future with clarity and confidence.

We combine expert advice with transparency and a personal approach. Whether it’s retirement planning, tax strategies, or wealth transfer, we help you make informed decisions at every stage.

Whether you’re exploring our services or evaluating other options, we encourage you to to ask the right questions when assessing financial advice.

Plan With Trust and Precision

Effective wealth management isn’t just about investments—it’s about a holistic strategy that combines financial planning, investment management, and ongoing relationship management to help you achieve your goals.

Our Comprehensive Approach

Wealth Management = Investment Management + Advanced Planning + Relationship Management

INVESTMENT MANAGEMENT

Portfolio Construction
Investment Selection &Monitoring
Asset Allocation
Asset Location
Cost Impact Analysis
Tax Loss Harvesting
Risk Tolerance Assessment
Risk Capacity Assessment

ADVANCED PLANNING

Retirement Planning
Tax Minimization Planning
Cashflow & Income Planning
Debt Evaluation
Estate & Wealth Transfer Planning
Social Security Optimization
Equity Compensation
Insurance Analysis
Charitable Gifting Strategy

RELATIONSHIP MANAGEMENT

Ongoing Adjustments
Behavior Coaching
Continuity Strategy
Family Dynamics
Heir or Aging Parent Involvement
Professional Network Coordination (Accountants, Estate Attorneys, Insurance Specialists).

Tailored Engagements to Meet Your Needs

While we specialize in long-term, flat-fee wealth management, we recognize that some clients have focused questions or decisions that don’t require ongoing implementation support. For those cases, we offer project-based planning engagements as availability allows.

Project-Based Engagements are perfect for:

A comprehensive review of your current financial plan
A second opinion on portfolio strategy or risk alignment
Targeted retirement or tax planning during a transition

These engagements are built for clarity and action—not generic templates. They’re ideal for households who value expert insight and want a path forward, even if ongoing implementation isn’t needed right now.

Ready to Explore Your Options?

Whether you're seeking a long-term financial partner or need focused, project-based advice, Altruist Wealth Management is here to guide you.