No, you do not need to commit before understanding how and where we can help. Our process is designed to give you a clear picture of our approach before making a decision. During our Introduction and Discovery calls, we will share high-level insights and observations based on your financial situation, helping you see the potential value of working together before you enter a formal engagement.

Our mission is simple: to raise the bar in wealth management

• Flat-fee pricing – No percentage-based fees reducing your portfolio. Just transparent, fair pricing designed to provide cost-effective, goal-based financial planning.

• Fiduciary commitment – We always act in your best interest—no exceptions.

• Tax-smart strategies – Proactive, tax-efficient planning to help optimize your after-tax wealth.

• Exceptional client experience – Work directly with the CFP Lead Wealth Advisor in a highly responsive, collaborative relationship. No hand offs. We make financial planning seamless with secure technology and access to expert guidance.

• Nationwide accessibility – Virtual-first services tailored to your convenience, with in-person meetings available as needed.

• Evidence-based investing – Decades of academic and practitioner research guide our approach. We focus on what matters: reducing fees, minimizing taxes, and encouraging disciplined investing for long-term financial health.

When you work with us, you’ll experience a clear, strategic approach—where complexity is simplified, your goals take center stage, and you have a partner fully committed to your success.

The Discovery Meeting is all about understanding your goals, priorities, and financial concerns. We take a collaborative, client-centered approach—this is not a sales pitch, but an opportunity to explore what matters most to you.

During this conversation, we’ll discuss your financial picture, values, and long-term aspirations. We’ll also gather key information to help shape the framework for your financial plan. At this stage, no formal recommendations are made—instead, we focus on understanding your needs so we can provide meaningful insights in the next step of the process.

Not necessarily. While we often help clients consolidate and simplify accounts for better management, it isn’t a requirement. We’re here to provide advice in your best interest – whether that involves us managing your assets or having them remain held away. Our goal is to make your financial life easier, not more complicated.

We work with individuals and families who take a thoughtful, proactive approach to their finances. Most of our clients are high-income earners or retirees seeking to balance their priorities—enjoying life today, preparing for tomorrow, and leaving a meaningful legacy. Whether you're building wealth or navigating retirement, our transparent, flat-fee structure ensures you get expert advice with clarity, objectivity, and a focus on what truly matters to you.

Yes! While we are based in Charlotte, we work with clients virtually across the country. By leveraging technology, we can provide the same level of personalized services regardless of where you live.

Absolutely. Virtual meetings are our primary way or working with clients, offering flexibility and conveniences. Whether you’re at home, at the office, or traveling, we’re available to meet via secure video conferencing at a time that works for you.

Our process is designed to help you make an informed and confident decision about working with us. We aim to provide meaningful insights and clarity before asking for any commitment.

If you decide not to move forward, that’s completely okay—this process is about finding the right fit. We only ask that you share any feedback or concerns so we can better understand your needs, whether for future conversations or simply to improve our process.