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A Million Seconds Is 12 Days. A Billion Seconds Is 31 Years. Let That Sink In.
You Think You Understand a Billion Dollars. But Have You Reflected on the Difference? Most people think they understand large numbers,...
Aug 143 min read


Cold Plunge vs. Warm Bath: A reflection on a sprint triathlon, a cold plunge, and a surprising realization.
Recently, a friend talked me into doing my first sprint triathlon. With only a few weeks’ notice and no real training, I somehow placed...
Jul 23 min read


Money Talks: The Risks of Always Playing It Safe—As a Parent and an Investor
"Kids need to be safe as necessary, not safe as possible." — Dr. Emilie Beaulieu My wife shared this quote with me, and it stuck....
Jun 303 min read


Money Talks: When Financial Planning Turns Into Overthinking
"Too little information and you’re blind. Too much and you're blinded." – Stuart Turton, The 7 ½ Deaths of Evelyn Hardcastle This isn't...
Apr 293 min read


What Do My Kid's Hot Wheels, and Your Investment Portfolio Have in Common?
You don’t need a launch ramp this steep to succeed—you just need to hit the right velocity and stay the course. The Loop That Sparked...
Apr 152 min read


Money Talks: Why Investor Fees Could Be Costing You Millions
“The Miracle of Compounding Returns is Overwhelmed by the Tyranny of Compounding Costs.” — Jack Bogle Compounding returns are often...
Mar 203 min read


When Investment Narratives Fail: Why Diversification Wins
When SPAM Beat Cell Phones: A Reminder That Market Winners Are Often the Ones We Least Expect. If history has taught investors anything,...
Mar 136 min read


Every Investor Has a Thesis. The Market Doesn’t Care.
Even the most logical thesis can fail. Markets can punish conviction just as easily just as easily as they reward it. The Industry’s...
Mar 134 min read


This Journey—and Every Step Forward: Launching Altruist Wealth Management
Flat Fee - Fee Only - Fiduciary Dear Friends, Clients, and Future Clients, Today is a milestone I’ve dreamed about for over a decade: the...
Mar 115 min read


Understanding Advisor Fees
“How do you get paid, and how much does it cost?” Every investor should ask this question when working with a financial professional. But...
May 9, 20194 min read


Father Time and the Paradigm Shift in Wealth Management
“The only person that is undefeated is father time” – Charles Barkley I recently saw a great blurb on social media about industry change....
Apr 3, 20163 min read
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