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Quoted: Carson McLean on finding a "safe" time to invest in GoBankingRates

  • Writer: Carson McLean, CFP
    Carson McLean, CFP
  • Jun 13
  • 1 min read

Updated: Jul 2

Recently, Carson McLeanI was quoted in a GOBankingRates article addressing a common fear among investors: "Should I wait to invest until the market feels safe?"

It’s a natural question—especially when headlines are noisy and portfolios feel vulnerable. But as the piece points out, waiting for certainty is often a costly illusion.

As I noted in the article:

“Our brains crave certainty, and investing rarely offers it… The cost of waiting often isn’t obvious in the moment. It shows up in lost opportunities and the erosion of purchasing power from inflation.”

Fear-driven investing decisions often feel “safe” in the short term but quietly sabotage long-term outcomes. That’s why I emphasize process over prediction:

“Have a written plan. You don’t need to predict anything. You just need to keep showing up—especially when it feels uncomfortable.”

At Altruist Wealth Management, we help clients stay disciplined with a strategy designed to work in both calm and chaotic markets. Because true investing isn’t about reacting having a plan you can stick with.



Bio

Carson McLean, CFP® is the founder of Altruist Wealth Management, a flat-fee, fiduciary financial planning firm serving clients virtually nationwide. He offers tax-aware, evidence-based investment management and comprehensive retirement planning for individuals and families with over $1M in investable assets.

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